Reset Your Financial Life

Bankruptcy is a lifeline when trouble strikes.
Trusted Bankruptcy Counsel In Montgomery County

Practice Areas


Chapter 7 and Chapter 13

Stop Foreclosure

Don’t lose your home.


Keep Your Vehicle And Other Assets.

Debt Happens – But It Doesn’t Have To Ruin Your Life

Debt is an important aspect of our economy. It is how most people can purchase a home and a car or start a business. Unfortunately, debt can make life extremely stressful when circumstances leave a person with more debt than they can manage.

Bankruptcy allows people to reset their financial life and eliminate the stress of debt that they will not otherwise be able to erase. Bankruptcy is often misconstrued as negative, when in fact, it is something more people should turn to sooner to resolve their debt problems. At David A. Himes & Associates, PLLC, we help individuals get a fresh financial start through Chapter 7 or Chapter 13 bankruptcy.

Stay In Your Home

Texas law provides protections for homeowners who are struggling to make their mortgage payment. We may be able to help you negotiate a realistic payment plan with your bank. It’s a good idea to consult a lawyer if the bank is trying to foreclose on your home.

Chapter 7 Bankruptcy

Debt is one of the engines of the American economy. Additionally, it’s a tool that everyday people can use to make big purchases.

Chapter 13 Bankruptcy

Nobody likes to talk about bankruptcy. It sounds like the financial boogeyman. However, bankruptcy can actually help you escape debt.

Pending Foreclosure

Foreclosure is a nightmare. It’s bad enough to default on a loan, even one for a large item. However, foreclosure has the added penalty of leaving you homeless.

Pending Repossession

Car loans help millions of Americans buy vehicles each year. In turn, that helps these people get to work, go on vacation, and partake in society as a whole.


Debt can be pretty confusing. So we compiled a list of frequently-asked questions to help you understand it.

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David A. Himes
We will meet with you wherever it is convenient. Call to schedule a consultation.