Know Your Rights Regarding Repossessed Property

Millions of Americans take out car loans to buy vehicles each year. Paying off a car loan is a great way to build your credit score. However, if you can’t pay your loan, a lender will come to collect. In this case, it’s a good idea to retain a lawyer.

David A. Himes & Associates, PLLC, can review the facts of your case to determine if your lender has acted unlawfully. If you act promptly, we may be able to prevent repossession of your vehicle or help you reclaim your vehicle if your lender did not act in good faith. Attorney Himes has provided his clients with legal advice concerning repossessions for more than five years.

A Repossession Lawyer Will Protect Your Rights

Having a motor vehicle repossessed can turn your life upside down, preventing you from getting to work and earning a living. Federal and state laws set rigid guidelines for repossessing property. A lender must send you written notice of repossession. A repossession agent must inform local police they are taking the vehicle.

Though a creditor can legally repossess property without filing a lawsuit or obtaining a court order authorizing the repossession attempt, it is not legal to open or break through a door or fence on private property to attempt to repossess the property. It is also illegal to force you out of a vehicle to repossess it.

If this happens, you should consult a repossession lawyer. We can assess your case to determine if your property was illegally repossessed.

Learn How We Can Help

We serve as an important ally to motor vehicle owners in these situations. We can help make sure a lender doesn’t take advantage of you. We can also advise you of your rights if your property has already been repossessed. You have rights, and we are here to protect them.

Call David A. Himes & Associates, PLLC, today at 936-310-2990 or use our online contact form to schedule a free telephone consultation. We can answer your questions and recommend a course of action.